Welcome to 1st Heritage Realty Blog

At 1st Heritage Realty, we are more than just a real estate agency; we are your dedicated partner in achieving your housing dreams in Tucson. Our mission is to provide exceptional real estate services, uphold the highest standards of professionalism, and make Tucson an even better place to call home.

Through this blog, we aim to share valuable insights, market trends, and expert advice to help you navigate the Tucson real estate landscape successfully. Whether you are buying, selling, or investing in real estate, our team of experienced professionals is here to guide you every step of the way.

We are committed to fostering strong relationships within the Tucson community and contributing to its growth and prosperity. Together, we can make Tucson's housing market thrive, benefiting homeowners, buyers, and sellers alike.

Stay tuned for informative articles, success stories, and updates from the Tucson real estate scene. Join us on this exciting journey as we transform your real estate aspirations into reality.

If you have any questions or topics you'd like us to cover in our blog, feel free to contact us. We'd love to hear from you.

Thank you for choosing 1st Heritage Realty as your trusted real estate partner. Let's embark on this real estate adventure together!

Sept. 10, 2023

Brittnay Palma's



Tucson Real Estate Expert

When it comes to the Tucson real estate market, Brittany Palma is more than just a realtor; she's a trusted advisor with a wealth of knowledge and experience. With her finger on the pulse of the market, Brittany has unique insights that she's eager to share with anyone interested in buying or selling a home in Tucson.

At 1st Heritage Realty, we believe in empowering our clients with the information they need to make informed decisions. That's why Brittany Palma offers a series of real estate classes designed to help you navigate the complexities of the Tucson market.

Here are some of the topics that Brittany covers in her classes:

  • The Tucson Real Estate Landscape: Understanding the current market trends and conditions.
  • Financing Your Home Purchase: Learning about mortgage options and budgeting.
  • Finding Your Dream Home: Identifying your needs and desires in a property.
  • The Buying Process: Step-by-step guidance on purchasing a home in Tucson.
  • Legal Aspects: Exploring the legalities and paperwork involved in real estate transactions.
  • Negotiation Strategies: Tips for getting the best deal when buying or selling a home.
  • Home Inspection and Research: Understanding the importance of thorough property inspection and area research.
  • Post-Purchase Support: Guidance after the sale, including home maintenance and resources.

Brittany's classes are not about turning you into a realtor; they're about giving you the knowledge and confidence to make smart choices in the Tucson real estate market. Whether you're a first-time buyer, a seasoned investor, or simply curious about real estate, Brittany Palma's insights can help you achieve your goals.

Ready to learn from the best in the business? Join Brittany Palma's real estate classes and gain a competitive edge in the Tucson market. Visit our website for more information on upcoming classes and start your journey to real estate success today.


Posted in Information
Sept. 10, 2023

Brittnay Palma Does it Again Taking Tucson by Storm



Tucson Foothills

Experience Luxury Living in Tucson Foothills

Imagine waking up to breathtaking views of the Tucson Foothills every morning. The opportunity to live a life of opulence and luxury is now within your reach, thanks to 1st Heritage Realty.

Brittany Palma

Meet Brittany Palma, the driving force behind 1st Heritage Realty. Her dedication and hard work have transformed the Tucson real estate landscape. With a vision of making Tucson the ultimate destination for luxury living, Brittany and her team have set the standard for excellence in the industry.

At 1st Heritage Realty, we believe that everyone deserves to experience the best, whether you're buying, selling, or investing in real estate. We are not just a real estate agency; we are a team of dream-makers, committed to turning your real estate aspirations into reality.

Our website, Tucson Homes Team, is a reflection of our commitment to excellence. Explore the finest properties in Tucson, discover the essence of luxury living, and find your dream home in the Tucson Foothills.

We invite you to join Brittany Palma and the 1st Heritage Realty team in the pursuit of excellence. Become a part of our vision, and let us help you live the life you've always dreamed of.

Posted in Information
Sept. 10, 2023

Exploring the Wealthiest ZIP Codes in Tucson Area



1st Heritage Realty Logo

Exploring the Wealthiest ZIP Codes in Tucson Area

Wealth and luxury living go hand in hand, and in Tucson, Arizona, you can find some of the most exclusive neighborhoods. Join us as we explore the Wealthiest ZIP Codes in Tucson Area with 1st Heritage Realty.

Take a look at this map of the Tucson area, and you'll notice the pockets of prosperity scattered throughout the region. These ZIP codes are not just addresses; they are gateways to a life of opulence and comfort.

Search Tucson Homes

If you're in search of luxury homes, elite living, and the finest real estate Tucson has to offer, start your journey here. Our expert team at 1st Heritage Realty is here to guide you every step of the way.

But what makes these ZIP codes stand out? Let's take a look at some of the factors that contribute to their exclusivity.

Discover the beauty, elegance, and privilege that come with living in these exclusive Tucson neighborhoods. Contact 1st Heritage Realty today to explore your luxury real estate options.

Posted in Information
Sept. 8, 2023

1st Heritage Realty Welcomes the New Realtors


We are thrilled to introduce our newest team members at 1st Heritage Realty. Meet Esme Macias and Alex Ramirez, our dedicated realtors committed to helping you with your real estate journey in Tucson 

Esme Macias
Esme Macias
Phone: 520-358-7097
Email: Esme@1stheritagerealty.com
Alex Ramirez
Alex Ramirez
Phone: 520-990-6093
Email: Alex@1stheritagerealty.com

At 1st Heritage Realty, we are dedicated to providing exceptional service and local market expertise to our clients. Esme and Alex bring their passion for real estate and a deep understanding of the Tucson and Tucson markets. Whether you're buying or selling, they are here to assist you every step of the way.

Join us in welcoming Esme Macias and Alex Ramirez to the 1st Heritage Realty team. Contact them today to discuss your real estate needs and experience the difference of working with our top-notch realtors.

Posted in Financing a Home
Oct. 21, 2015

Tips for Selling Your Home

Selling Your Home

Okay, you’ve decided to sell your home. You have an agent and you’re anxious to get the ball rolling. Now is the time to take an active part in ensuring your success.  There are a few things you should do to ensure you get top dollar for your property.

A Good First Impression Can Sell Your Home

First impressions last the longest and are the most important in selling your home. As a seller, you will want to make your home as attractive as possible to potential buyers. The time, effort and limited financial investment involved can give you the competitive edge needed to sell your home when you want - at the price you want.

The exterior of your home is the first thing a prospective buyer will see. A little time and effort can make a big difference in the impression your home creates. This can pay big dividends when the sale is made.

Use This Checklist to Make Sure Your Home’s Exterior Looks it’s Best

  • Lawn is cut and neatly trimmed around the sidewalks and driveway
  • Flower garden is weeded
  • Shrubs are trimmed
  • Dead trees and branches are eliminated
  • All debris is disposed of
  • Toys and lawn equipment are neatly stored
  • Fences and gates are repaired and repainted, if necessary
  • The roof, gutters and downspout are in good repair
  • Driveways and sidewalks are washed down and checked for cracking and crumbling
  • Cracked windows and torn screens are replaced. Screens, windows and windowsills are washed. Doorknobs are polished.
  • Doorbell and front lights are in good working order

You may wish to consider painting the house before you show it. A new paint job, well done, will normally enhance the sale value a good deal more than the cost of the paint.

If your home’s exterior looks clean, orderly and in good repair, that’s the impression your house will first convey.

A Spotless Interior will Reinforce Your Home’s Good First Impression

Interior dirt and clutter can obscure your home’s good points, so start with a full house cleaning, top to bottom. Store unused and unnecessary items in closets or storage areas. You may wish to consider holding a garage sale.

Eliminate clutter and your home will look more spacious. This is a key selling point.

Next, take a tour of your house, observing it like a potential buyer.

  • Walls are clean and free of smudges, fingerprints and dents
  • Woodwork and wallpaper are inspected for problem areas; wallpaper is clean and woodwork is waxed
  • Badly worn furniture is temporarily stored in family’s or neighbor’s attic or basement
  • Curtains and drapes are freshly laundered or cleaned
  • Rugs and carpets are shampooed. Floors are waxed
  • Loose doorknobs, sticking doors, windows and warped drawers are repaired
  • Leaky faucets are fixed. Water discoloration is sink is eliminated
  • Loose stair banisters are tightened and steps are free of objects
  • Light fixtures are in good working order. Discolored or cracked switchplates are replaced
  • Closets, shelves and drawers are organized to display spaciousness
  • Clothing is hung neatly and shoes and other objects are neatly arranged
  • Bathrooms are sparkling clean. Tub and shower caulking is repaired
  • Bedrooms are neat. Bedspreads and curtain are attractive
  • The kitchen is clean and tidy, including cupboards, stove and oven
  • The basement, attic and garage are clean and well organized
  • Mirrors, picture frames and glass covering pictures are clean and free of dust
  • Mirrors are strategically placed to create an impression of added space in problem areas
  • Lampshades are in good condition
  • Electrical connections are plugged in

Consider painting the walls and replacing the carpeting if cleaning doesn’t do the trick. Nothing says "new house" like new carpet and fresh paint.

It is also important to keep lighting in mind when showing your home. Good lighting will make your home seem more cheery and spacious.

Over Improving Doesn’t Pay

Don’t plan major improvements on your home. Most home buyers will want to make their own major changes. Frequently, sellers will make improvements that buyers aren’t interest in. Then the investment is for nothing.

You will be better served selling them the potential at a price they can afford.

Last Minute Details that will Maximize Your Home’s Selling Potential

Make sure the television and radio are turned off, or low enough to allow the agent and buyer(s) to talk, free of disturbances.

Children and pets should be sent outdoors or to a friend or relative. This will eliminate confusion and keep the prospect’s attention focused positively on your home.

Perhaps most importantly, make sure bad odors are eliminated from your home. Bad odors are a virtual guarantee that your home won’t sell. Spray some air freshener before the buyer arrives, especially if you have pets or the house has been closed up for some time.

Ensure that the house has adequate lighting. During the daytime open the drapes. At night make sure plenty of lights are on, including the porch light.

Store wood next to the fireplace. In winter, make sure a fire is lit.

Make sure the kitchen sink is empty and dishes are clean and put away. Magazines and children’s toys should be in order. Plants should be watered and look healthy and vibrant. You may wish to arrange fresh flowers tastefully around the house.

While your house is being shown, it is a good idea to be off the property. Ask your agent if they want you there. Nine times out of ten, they will want to negotiate with potential buyers without your presence.


Your real estate representative has the experience and training necessary to bring negotiations to a successful conclusion. If you’ve followed the advice written above, you have already done your part in preparing your home.




Find Your Home's Value for FREE

#tucsonrealtor #1stheritage #lovemyagent #sellmyhome #sellertips

Posted in Home Sellers
Oct. 14, 2015

5 Things to Understand About Homeowners Insurance


5 Things to Understand About Homeowners Insurance

If you have never owned a home before, or if it has been a long time, you may not realize how important it is to really understand your insurance policy, how it works and what it covers.  Don't wait until it is too late! 


1. Look for exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These coverages must be bought separately.


2. Look for dollar limitations on claims. Even if you are covered for a risk, there may a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.


3. Understand replacement cost. If your home is destroyed you'll receive money to replace it only to the maximum of your coverage, so be sure your insurance is sufficient. This means that if your home is insured for $150,000 and it costs $180,000 to replace it, you'll only receive $150,000.


4. Understand actual cash value. If you chose not to replace your home when it's destroyed, you'll receive replacement cost, less depreciation. This is called actual cash value.


5. Understand liability. Generally your homeowners insurance covers you for accidents that happen to other people on your property, including medical care, court costs, and awards by the court. However, there is usually an upper limit to the amount of coverage provided. Be sure that it's sufficient if you have significant assets. 


#tucsonrealtor #1stheritage #lovemyagent #homeownersinsurance

Posted in Home Buyers
Oct. 7, 2015

Viewing Homes - How Does it Work?

When it is time to look at homes it is important to be prepared.  Before looking at any house there are a few question that should be answered.  One of the first is to be sure the home is available.  Many times a home may have come under contract very recently.  Your agent can make a quick call to the listing agent to ensure that the home is currently available and that the seller is still considering offers.  Another thing buyers should know before looking at a potential home is whether it matches their financing type.  For example, if a buyer is approved for an FHA loan it is important that the home be listed, under 'terms' as eligible for FHA financing.  If the home is offered as 'cash' or 'conventional' it may have an issue that would make it unavailable for an FHA loan.  Most times this would be a physical condition issue, such as peeling exterior paint, that would cause the home to fail an FHA appraisal. Finally, it is usually a good idea to ask about the comps for the area around the house.  Your agent can pull up a quick analysis of what homes are selling for in the neighborhood and this will help the agent and buyer be able to tell if a home is priced well for the area.  Looking at homes that are available, that fit the buyer's financing and are priced correctly for the area will cut down on wasted time, energy and disappointment.  Stick to the ones that make sense!



#tucsonrealtor #lovemyagent #buyeragent #1stheritagerealty #realestatetips #localexpert


Posted in Home Buyers
Oct. 7, 2015

Buyer Agency Doesn't Cost you Money

 Nothing is free...right?

Well, when you hire a Realtor® to help you buy a home, it doesn't cost you anything, 99% of the time.  

Here is why.  When a seller lists their home for sale with a real estate company, they offer a commission.  Let's say a seller has offered his broker/agent a 6% commission on the gross sales price of his home. This is typically split in half and the listing broker shares 3% of this with the buyer's broker/agent. When the sale closes (and only then), the commission is paid.  Some would say that the seller is paying the commission, however, it could also be argued that the buyer is the one paying it, since they are paying the seller!  Either way, generally no one pays money out of pocket for the professional services of a Realtor®.




#tucsonrealtor #lovemyagent #buyeragent #1stheritagerealty #realestatetips #localexpert

Posted in Home Buyers
July 27, 2015

Tips For Home Shopping

10 Tips for First-Time Homebuyers



Buying a new home is very exciting and there are some aspects of it that can also be overwhelming.  Taking a little time to research the process can help you enjoy buying a home much more.  Many people will give you advise on a number of topics and it is good to be armed with information.  From a professional stand point, here are a few tips to help get you started. 

1. Be picky, but don't be unrealistic. There is no perfect home. 

2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you. 

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your downpayment and your closing costs. 

4. Don't wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking. 

5. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion. 

6. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? 

7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you'll buy as well as type of mortgage terms that suit you best. 

8. Don't let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you'll have no money left for maintenance or decoration or to save money for other financial goals. 

9. Don't be naïve. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year. 

10. Get help. Consider hiring a REALTOR® as a buyer's representative. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. And often, buyer's reps are paid out of the seller's commission payment.



#ilovemyrealtor #1stheritagerealty #buyingahome #tipsfor1sttimehomebuyers




Posted in Home Buyers
July 27, 2015

7 Reasons to Own Your Own Home

7 Reasons to Own Your Own Home 

1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, as well as some of the costs involved in buying your home.


2. Gains. Over last five years national home prices have increased at an average of 5.4 percent annually. And while there's no guarantee of appreciation, the typical homeowner has some amount of unrealized gain in a home.


3. Equity. Money paid for rent is money that you'll never see again, but mortgage payments let you build equity ownership interest in your home.


4. Savings. Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.


5. Predictability. Unlike rent, your mortgage payments don't go up over the years so your housing costs may actually decline as you own the home longer.  However, keep in mind that property taxes and insurance costs will rise.


6. Freedom. The home is yours. You can decorate any way you want and be able to benefit from your investment for as long as you own the home.


7. Stability. Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.


To calculate whether renting or buying is the best financial option for you,

use this calculator courtesy of Realtor.com.



 More Buyer Info

#tucsonrealtor #lovemyrealtor #1stheritagerealty #rentvsbuy #nomorerent

Posted in Home Buyers