6 Creative Ways to Afford a Home

If your income and savings are making home buying a challenge, consider these options.

1. Investigate local, state, and national down payment assistance programs.

These programs give loans or grants to cover all or part of your required down payment. National ...

5 Factors that Decide Your Credit Score

When you are ready to purchase a home, you will realize that your credit score becomes very important.  Not only will it determine whether you qualify, it will also factor in to what your interest rate will be.  This affects your ...

Common Closing Costs for Buyers 

 Pro-rations ~ Appraisal fees ~ Discount Points ~ Oh My!

It is really important to know! How much is it going to cost to buy a home?  Not the monthly payment, you probably already have a good idea of what that will be.  What you need to be ...

Will it Cost Extra to Pay Early?

That's not a question you'd expect to hear yes to...but you might.  It's time to bend your lender's ear!

Does the idea of talking to a lender about borrowing money to buy a home intimidate you?  Having a ...

 Great Ways to Beat the Summer Heat Budget Crunch

Tucson summer is in full swing, including the 100+ degree temps and blaring sunshine.  It may be a dry heat but it still takes some effort and some money to stay cool.  Here are some easy ways to keep cool ...

8 Ways to Improve Your Credit

When you get ready to buy a house, your credit will become the center of your attention, and the attention of your lender.  You may qualify for a loan based on your income but it is your credit score that will determine your ...