6 Creative Ways to Afford a Home

If your income and savings are making home buying a challenge, consider these options.

1. Investigate local, state, and national down payment assistance programs.

These programs give loans or grants to cover all or part …

5 Factors that Decide Your Credit Score

When you are ready to purchase a home, you will realize that your credit score becomes very important. Not only will it determine whether you qualify, it will also factor in to what your interest rate …

Common Closing Costs for Buyers 

 Pro-rations ~ Appraisal fees ~ Discount Points ~ Oh My!

It is really important to know! How much is it going to cost to buy a home? Not the monthly payment, you probably already have a good idea of what that will …

Will it Cost Extra to Pay Early?

That's not a question you'd expect to hear yes to...but you might. It's time to bend your lender's ear!

Does the idea of talking to a lender about borrowing money to buy a home intimidate you? Having a list of …

 Great Ways to Beat the Summer Heat Budget Crunch

Tucson summer is in full swing, including the 100+ degree temps and blaring sunshine. It may be a dry heat but it still takes some effort and some money to stay cool. Here are some easy ways …

8 Ways to Improve Your Credit

When you get ready to buy a house, your credit will become the center of your attention, and the attention of your lender. You may qualify for a loan based on your income but it is your credit score that …